Chapter 13

Chapter 13 is a less cumbersome version of a Chapter 11 bankruptcy reserved for individuals whose debts do not exceed certain debt limits and who have regular income. These cases allow an individual to create and file a plan to repay creditors over a period of either 3 or 5 years, based on an individual’s income and expenses. An МВ attorney is here to help you decide if a Chapter 13 case is right for you, and is available to assist with:

• Filing Complex Bankruptcy Schedules
• Filing a Chapter 13 Plan
• Confirmation Hearings
• 341 “Meetings of Creditors”
• Determining Exempt Property
• Means Test Calculation
• Protection from Violations of the Automatic Stay
• Reaffirmation Agreements
• Navigating Communications with the Bankruptcy Trustee
• Defending Motions by Trustees, Creditors, or Interested Parties
• 2004 Examinations
• Stripping Certain Mortgages from Homes and/or Income Properties
• Valuing and Repaying Loans on Vehicles, Where Appropriate
• Determining the Extent and Priority of Certain Liens on Property