Chapter 13

Chapter 13 is a less cumbersome version of a Chapter 11 bankruptcy reserved for individuals whose debts do not exceed certain debt limits and who have regular income. These cases allow an individual to create and file a plan to repay creditors over a period of either 3 or 5 years, based on an individual’s income and expenses. An МВ attorney is here to help you decide if a Chapter 13 case is right for you, and is available to assist with:

  • Filing Complex Bankruptcy Schedules
  • Filing a Chapter 13 Plan
  • Confirmation Hearings
  • 341 “Meetings of Creditors”
  • Determining Exempt Property
  • Means Test Calculation
  • Protection from Violations of the Automatic Stay
  • Reaffirmation Agreements
  • Navigating Communications with the Bankruptcy Trustee
  • Defending Motions by Trustees, Creditors, or Interested Parties
  • 2004 Examinations
  • Stripping Certain Mortgages from Homes and/or Income Properties
  • Valuing and Repaying Loans on Vehicles, Where Appropriate
  • Determining the Extent and Priority of Certain Liens on Property